The GM and C picks were extremely successful and that got him interested in looking for other stocks like them. He found a couple of microcap stocks, CTIC and LJPC, that looked like they may break through with big gains.

That turned out to be correct as both CTIC and LJPC ended up being huge winners.

He thought that he may actually be onto something big with the way he was choosing these stock picks so he decided to try and build a stock screen screen which would find more stocks like them right before they were about to have big gains.

The reason I’m writing this article right now is because his first stock buy with this new screen reached a high 40% above it’s open today and that certainly impressed the heck out of me. My imagination is off and running with the big gains I could make by following his penny stock picks.

Obviously I don’t expect every stock pick he or anyone else makes to have big gains. No way. It’s also key to know that a gain isn’t “official” until the point where you actually sell the stock. Making the decision of when to sell is just as important as deciding when to get in. The cool thing is that he also makes a post on his blog (and on Twitter) when he sells.

He doesn’t share the precise way he screens for these stocks as I guess he’s a little too selfish to share all of his trading secrets but he shares more than  most do.

Of course he doesn’t suggest that people should buy his stock picks. There is really nothing to gain from that. It’s always recommended that you do your own investigating before trading.

While it may be tempting to sign up for The Day Trading Robot or Easy Forex, I honestly think you would have better gains just by following what he’s doing. And of course the really awesome thing is that it’s totally free.

One final note: It’s definitely a good idea to make “imaginary trades” before you start making trades with real money when trying a new stock picking strategy.

It is really easy to qualify for a personal loan. The interest rates and fees associated with borrowing these smaller amounts of money are often quite high.  Although there are high fees, there will always be a way to find the cheapest personal loans. The cheapest way to do this is to apply through an online lender. Another way to ensure cheaper loans is to do some comparison shopping. There is a lot of competition in the loan industry, so you sure to find someone with cheaper rates.

It is very important to do a personal loan comparison. Personal loans vary widely from lender to lender, and even the same lender will offer differing terms depending on the type of loan that you take out or the amount of money you borrow. Only by taking the time to compare the personal loans will you know if you are making the best decision. Some people may be interested in a bankruptcy credit card to help with personal finances.

Interest rates are an enormously important factor you must take into consideration. One of the first comparisons you should perform is to weigh the pros and cons of fixed rate loans versus the variable rate loans. You and the lender agree upon this rate in advance, and it won’t fluctuate, no matter what happens with the market. A variable interest rate is a loan with an interest rate that varies depending on the prevailing interest rates set by the Federal Reserve.

Chances are you already know about how much you need to borrow and what your ideal repayment period would be. You will likely find a number of lenders that can accommodate your needs, but it is unlikely that the terms of the loans will be exactly the same. In addition to interest rates, you should compare the added costs such as loan fees, default penalties and minimum monthly payments.

Years ago small businesses could get away with maintaining their business accounts with pencil and paper. I suppose you still could but it certainly isn’t the most desirable way to operate your company.

Computers have become an integral part of our lives and that has never been more true than in the case of operating a business. Accounting programs can be suited for all types of businesses. They basically function as the bookkeeper of the operation.

A license purchased from the manufacturer is required to operate an accounting program. An excellent example of this would be Microsoft Money. Microsoft Money can be used to track personal finances as well as small business bookkeeping.

Another accounting program that is well known and a little more complex is known as Tally. It is basically an accounting program that is built specifically to meet the needs of smaller businesses. As the name implies, it is excellent at keeping track of in-store stock.

In addition to keeping track of stock, tally also has an interface that is customizable to meet the needs of specific business operations. That makes it extremely easy to integrate into just about any small business plan.

Accounting programs also make it much easier on your accountant when tax time rolls around. Especially if you happen to get audited. You can also import other software programs to integrate into the system when needed.

These are merely but two examples of accounting programs available on the market today. There are many more and some are quite intricate. The important thing to remember about any accounting program is that it must meet your specific business needs.